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SARS: While most see darkness, some see light

HONG KONG - While most in Hong Kong see only darkness in the SARS crisis, Christina Tong is one of the few who sees light, or even a pay raise.

Tong is an insurance agent working with one of the multinational insurance companies in Hong Kong. Ever since the outbreak of severe acute respiratory syndrome (SARS) began, she has received a slew of phone calls and inquiries - a rare phenomenon in her career. It used to be she who made the calls. But, of course, this is a very rare situation.

"There is an iron law in our industry: whenever panic occurs in a society, we have a selling point. Ever since the outbreak, my conversation with clients or friends always starts with the SARS," Tong said.

She noted that the mood of Hong Kong has changed. "People tended to be rather complacent before this. Subconsciously, they believe the government will be able to handle our health problems. Our medical services were advanced, our doctors were good, we have never had serious epidemic since the seventies, so why should we worry?" Tong said.

Given the short distance between Hong Kong and Guangdong, an adjacent mainland province, and the heavy traffic flow between the two regions, it might be somewhat difficult to explain the lack of response on the Hong Kong side.

In retrospect, most of Tong's clients believed complacency is the reason why when SARS cases were discovered in Guangdong, no one in Hong Kong, including the government, sounded any alarms.

This complacency also explains the government's slow response after SARS cases occurred in Hong Kong Prince of Wales Hospital. "We pay dearly for this complacency," she said.

"As people blamed the government for this outbreak, they also realize they only have themselves to rely on from now on. With medical expense increases, government subsidy cuts because of the budget deficit, and most of all, health risks surging, the incentive to buy insurance is high," she said.

Tong predicted a 15 percent growth of her business this year. What makes her even happier is that after this she is convinced what she has been doing is meaningful.

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Apr 5, 2003



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